{"id":94596,"date":"2020-07-10T00:34:41","date_gmt":"2020-07-10T07:34:41","guid":{"rendered":"http:\/\/theavtimes.com\/?p=94596"},"modified":"2020-07-14T14:40:52","modified_gmt":"2020-07-14T21:40:52","slug":"10-answers-of-commonly-asked-questions-about-car-title-loan","status":"publish","type":"post","link":"https:\/\/theavtimes.com\/2020\/07\/10\/10-answers-of-commonly-asked-questions-about-car-title-loan\/","title":{"rendered":"10 Answers of Commonly Asked Questions About Car Title Loan"},"content":{"rendered":"<p><em><strong><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-94597\" src=\"https:\/\/theavtimes.com\/wp-content\/uploads\/2020\/07\/car-title-loan.jpg\" alt=\"\" width=\"538\" height=\"358\" srcset=\"https:\/\/theavtimes.com\/wp-content\/uploads\/2020\/07\/car-title-loan.jpg 538w, https:\/\/theavtimes.com\/wp-content\/uploads\/2020\/07\/car-title-loan-300x200.jpg 300w\" sizes=\"(max-width: 538px) 100vw, 538px\" \/><\/strong><\/em><\/p>\n<p><em><strong>By James Hunt<\/strong><\/em><\/p>\n<p><span style=\"font-weight: 400;\">Are you going to search for <\/span><a href=\"https:\/\/tfctitleloans.com\/car-title-loans-near-me-open-today\/\" target=\"_blank\" rel=\"noopener noreferrer\"><span style=\"font-weight: 400;\">car title loans near me<\/span><\/a><span style=\"font-weight: 400;\">? It\u2019s time to pause your search and answer some common questions you have regarding this loan. Before getting this loan, it\u2019s vital to understand some aspects related to it. Let\u2019s get some quick answers to commonly asked questions of the title loan.<\/span><\/p>\n<p><b>What is a Lien-Free Car Title?<\/b><\/p>\n<p><span style=\"font-weight: 400;\">Every lender wants you to have a lien-free car title. If you are wondering what exactly it means, then it\u2019s time to get a complete understanding. A lien-free title means you own your car outright, and you don\u2019t have any outstanding loans or judgments against it.\u00a0<\/span><\/p>\n<p><b>Can I apply for Title Online with Bad Credit?<\/b><\/p>\n<p><span style=\"font-weight: 400;\">Yes, you can apply for a title online with bad credit. Many lenders give customers a chance to meet their immediate cash needs as your car title is used as collateral for your loan. Therefore, default loan risk for a lender is mitigated through this collateral. A car title loan is a secured loan in which the lender doesn\u2019t perform a credit check.<\/span><\/p>\n<p><b>How Long Does it Take for Approval?<\/b><\/p>\n<p><span style=\"font-weight: 400;\">The best feature of a car title loan near me is its fast approval. It\u2019s like you apply for a loan one day and get it approved on the next business day. You don\u2019t have to wait for long weeks as happens in the case of a traditional loan. When you are in a situation where you need immediate cash, then the car loan&#8217;s fast loan approval service seems like a blessing.<\/span><\/p>\n<p><b>Is there any Constraint on how I Use my Loan Amount?<\/b><\/p>\n<p><span style=\"font-weight: 400;\">You can use your loan amount for any purpose. Lenders won\u2019t put any constraints on your loan\u2019s usability.\u00a0<\/span><\/p>\n<p><strong>Does The Title have to be in my name?<\/strong><\/p>\n<p><span style=\"font-weight: 400;\">If you want to apply for a loan, then the car title will be on your name. If your car title carries another name, then you can\u2019t apply for the loan. In case the title has your name alongside another name, you need to contact the customer care department to get an idea of whether you can apply for this loan.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">What is Required to Get Approved for Car Title Loan?<\/span><\/p>\n<p><span style=\"font-weight: 400;\">You must have the following things:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">A lien-free car title<\/span><\/li>\n<li style=\"font-weight: 400;\"><a href=\"https:\/\/www.forbes.com\/advisor\/car-insurance\/proof-of-insurance\/\" target=\"_blank\" rel=\"noopener noreferrer\"><span style=\"font-weight: 400;\">Proof of car insurance<\/span><\/a><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Income proof<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Your Identification Card<\/span><\/li>\n<\/ul>\n<p><b>Can I apply for a loan even I\u2019m unemployed?<\/b><\/p>\n<p><span style=\"font-weight: 400;\">If you can provide other proof of income such as pension benefits, social security benefits, severance pay, annuity, etc., you can apply for a loan even when you are not doing a job. Many lenders in California are ready to consider other income proof for car title loans.<\/span><\/p>\n<p><strong>If I am retired, can I apply for a loan?<\/strong><\/p>\n<p><span style=\"font-weight: 400;\">As long as you have some income sources like retirement funds or social security benefits, you can apply for a car title loan near me.<\/span><\/p>\n<p><strong>When will I get my title back?<\/strong><\/p>\n<p><span style=\"font-weight: 400;\">If you want to get back your title, you must pay back the lenders&#8217; full loan amount. In case you don\u2019t make a payment, then you have to face repossession risk. I<\/span><a href=\"https:\/\/www.marketwatch.com\/story\/10-questions-to-ask-if-youre-having-trouble-making-your-car-payment-2020-06-22\" target=\"_blank\" rel=\"noopener noreferrer\"><span style=\"font-weight: 400;\">s it hard to handle your car payment? Know what to do.<\/span><\/a><\/p>\n<p><span style=\"font-weight: 400;\">Finally, you have got all the details related to the car title loan; now, you can opt for this fantastic facility and handle your emergency cash needs conveniently.<\/span><\/p>\n<p>&#8211;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>By James Hunt Are you going to search for car title loans near me? It\u2019s time to pause your search and answer some common questions you have regarding this loan. Before getting this loan, it\u2019s vital to understand some aspects related to it. Let\u2019s get some quick answers to commonly asked questions of the title [&hellip;]<\/p>\n","protected":false},"author":49,"featured_media":94597,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"","footnotes":""},"categories":[1506],"tags":[],"_links":{"self":[{"href":"https:\/\/theavtimes.com\/wp-json\/wp\/v2\/posts\/94596"}],"collection":[{"href":"https:\/\/theavtimes.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/theavtimes.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/theavtimes.com\/wp-json\/wp\/v2\/users\/49"}],"replies":[{"embeddable":true,"href":"https:\/\/theavtimes.com\/wp-json\/wp\/v2\/comments?post=94596"}],"version-history":[{"count":0,"href":"https:\/\/theavtimes.com\/wp-json\/wp\/v2\/posts\/94596\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/theavtimes.com\/wp-json\/wp\/v2\/media\/94597"}],"wp:attachment":[{"href":"https:\/\/theavtimes.com\/wp-json\/wp\/v2\/media?parent=94596"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/theavtimes.com\/wp-json\/wp\/v2\/categories?post=94596"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/theavtimes.com\/wp-json\/wp\/v2\/tags?post=94596"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}