Car insurance has always been easy to get. You simply reach out to a provider, and they tell you everything you need to know to get started. The problem is, providers don’t always give you all the information. It’s very easy to get stuck with an unreasonably high premium or unfavorable terms.
That’s why these 10 resources are so valuable. They keep you in the loop on the latest news in car insurance and also help you find the best policies with the best rates. Let’s review them.
Insurance Journal: Blog
The benefit of the Insurance Journal is that you can find everything related to insurance on there, from news and events to tips and tricks. The Insurance Journal blog is one of the oldest and most trusted sources of information, and it’s a great place to begin your due diligence.
The blog is updated daily with new and juicy information. You can sign up to the newsletter to ensure you never miss an update. To get even more info-hungry, the site offers to send you browser notifications, so you get updated in real-time.
Metromile is a mobile app created by a San Francisco-based car insurance company with the same name. Metromile is awesome because it offers insurance that you can pay per mile driven. You can say bye to the flat premium rates and settle instead for payments that depend on your driving frequency.
Their app also enhances your insurance rates by offering GPS car tracking, street sweep reminders, and of course, mileage tracking. Metromile also offers car diagnostics for certain models. It’s best for commuters who have a predefined daily route.
The Allstate blog is another invaluable tool for anyone looking to stay up to date on relevant information. The website offers practical and actionable advice on common insurance scenarios like what to do when you’re involved in an accident and how different insurance works.
Allstate blog offers valuable resources like a quote generator. You feed it your zip code and other relevant information, and you get a premium estimate. The blog is also a great source of information on other kinds of insurance, like house and business.
Nerdwallet is something of a jack of all trades. If you’re actively learning about finance, you may have already heard about this website. It contains troves of information on everything from student loans and credit cards to investing and even mortgage. Nerdwallet also has a rich insurance segment.
Nerdwallet has a user area where you can log in and access even more resources. There are tools like a life insurance calculator and income replacement calculator. You can also access an area called “my nerd wallet” where you can stay on top of your finances and learn about new ways to invest your cash.
Allstate Drivewise: App
Allstate is loaded with helpful information for car owners, from a blog that offers helpful advice to a mobile app. Their app gives you parking reminders, safe driving alerts and even offers roadside assistance. The roadside assistance feature is great if you don’t have an auto club membership.
The Allstate mobile app also offers signup cashback for new users, gives you points to spend, and offers discounts. It’s basically the price hunter’s best friend. If you’re a new driver, the Allstate Drivewise app is perfect for you. It can teach you better driving habits while also rewarding your efforts.
The Adrian Flux blog, also known as fluxposure is more than just a blog. It’s a media center and destination for all automobile lovers. The website shares entertaining content like how James Bond’s cars were developed and the best car shows to binge wherever you are.
But that’s not all. Being an auto-centered site, The Adrian Flux Blog also shares critical car insurance tips that you won’t find anywhere else. Expect information on declaring your medical conditions when negotiating for premiums and how mainstream car modifications can affect your insurance.
Esurance DriveSense: App
The Esurance App sounds very futuristic. And if you use it well enough, it can make your car futuristic. It’s most distinct feature is its driving tracker. The app monitors your driving habits like how fast you go and how obedient you are to traffic rules.
The Esurance DriveSense app is perfect for parents with teenage drivers. It lets you keep tabs on your child’s driving habits, letting you know how safely they are driving. Even though most people get car insurance, they hope they won’t have to use it. If you fall into this category, the Esurance DriveSense app is for you. Getting the app also offers you a $100 discount on your driving.
This list wouldn’t be complete without the following three resources, They don’t fit into any of the above categories, but they are essential for getting the best insurance rates. We call them cheat sheets because they cover a little bit of everything you might need in auto insurance.
Moneyexpert offers you something insurance seekers have been after for decades — fair price comparisons. They compare the rates of over 100 different car insurance providers to show you the best possible cover and premiums for your vehicle.
All you need to do is provide a few details like your car make and model, and what you use the car for. Moneyexpert call themselves ‘the leading car insurance panel,’ and we can’t argue with that!
Coverhound’s cheat sheet is more like an index for all insurance jargon. You can think of it as a quick reference point for when you’re reading other insurance blogs or going over the terms of your agreement.
The site also shares information on insurance rates and other helpful tips.
Dummies offer information on virtually everything in a simple and easy-to-understand format. You’ll be glad to know they also feature a single page post on their website titled ‘insurance for dummies cheat sheet.’ There, they explain concepts like umbrella coverage.
Dummies also published a book titled Insurance for dummies. If you’d like a more holistic view of how car insurance works, it’s definitely worth a read.